With the holiday period behind us and now that we’re into February 2015, now is the perfect time to talk about New Year’s resolutions. If you set them, how are you doing? Still sticking with it or has your enthusiasm dropped off a bit?
The reason we ask is that maybe we are all overlooking something that makes resolutions very difficult to keep; and why setting goals instead of making resolutions might make more sense. [Read more…] about Personal finance planning: Do you need resolutions or goals?