“Don’t sail out farther than you can row back.” This Danish saying is sound advice for anyone thinking of borrowing to buy a home, particularly now that interest rates are low and house prices are generally rising.
Investors are still their own worst enemy
DALBAR is a leading research firm who for 23 years have been researching investor behaviour through their annual Quantitative Analysis of Investor Behaviour study. The study shows just how poorly investors perform over time relative to market benchmarks and the reasons for that underperformance.
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A Will isn’t always the only way
You would have heard the saying: “where there’s a will, there’s a way”. This statement is usually used to encourage people who are losing enthusiasm for a task or goal. But it also reflects the way many people feel about estate planning. They think that so long as you have a Will, you have a way to ensure your wealth is passed correctly to your loved ones. But this is not necessarily the case.
Wealthy feel the pinch – why a small rise in interest rates will hurt like the 1980s
A recent article written by Duncan Hughes (Australian Financial Review) helps to articulate why now is a great time for borrowers to review their finances so they’re ready when interest rates rise.
No Crystal Ball: The Year in Review
‘Investors are bracing for another year of event-driven volatility on the Australian share market, against a backdrop of subdued growth and earnings.’ That was the warning of a local newspaper as the 2016/17 financial year began. So how did that turn out?1 . Content labeled as “Client Ready” can be made available to your clients or prospects. Material is subject to change. Periodic review is advised.